Phil Breeden and Denis Rowe of FirstCall appeared on Reverend Enoch Fuzz’s show, Just Talkin’, on local radio station WVOL 1470 AM today to offer insight into the property insurance industry.
Nashville-based FirstCall is a firm of licensed Tennessee public adjusters specializing in Tennessee property loss claims, which helps insured individuals properly navigate the insurance claims process. Local coaching legend Maurice Fitzgerald was instrumental in scheduling the appearance on the long-running show.
When the tornado siren went off at Pinewood School on the evening of Feb. 5, Heather Pepper had just enough time to scoop up her two sleeping daughters and run to the basement.
“The tornado sirens went off and it got dead quiet – so quiet you could hear a pin drop,” she said. “I got Naomi up – she was asleep – I saw a flash of lightning – I never ran so fast in my life.”
During the past several years, South Harpeth Road residents Jason and Heather Pepper have learned to deal with adversity and challenges. Jason spent 10 years in the Army.
Some who've experienced catastrophic property damage have advice for victims of the deadly Feb. 6 tornadoes that sliced through Middle Tennessee - work with a public insurance adjuster.
Consider the destruction of the Second Presbyterian Church in Green Hills.
The landmark historic church was ravaged by fire on Sept. 17, 2003. After nine months, the congregation hadn't received a penny from their insurance company.
As victims of the recent tornadoes begin to notify their insurance companies and file property loss claims, they may need help navigating the process and, most importantly, securing a fair settlement from their insurance company.
“It’s not uncommon for insurance companies to offer far less money to rebuild a home or business than the owner expected based on their insurance policy.” said Phil Breeden, founder and CEO of FirstCall, a Nashville-based firm of licensed public insurance adjusters. “Licensed public adjusters work on behalf of the insured, not the insurance companies, to ensure that the policy holder receives the maximum settlement possible.”
What's the most out-of-the-box thing you have done in business?
Actually, it was starting this business. I was living in Southern California and a buddy, Ed Wright, told me of a conversation he had with a public adjuster's wife on an airplane. Ed asked her as many questions as he could. We contacted Dennis Liggett, a public adjuster in Salt Lake City, and asked him if he might be interested in expanding to Nashville where Ed lived and Southern California, where I lived. I can't imagine what Dennis may have thought....